Pay the tree service and get reimbursed from your insurance company minus your deductible. In most cases, tree services require payment upon completion. After the tree is removed from your house, and tarps are installed on your roof, typically speaking, you will pay the tree service and your insurance company will cut you a check to reimburse you for your expenses. The insurance company will tell you to make sure to keep receipts. This is crucial in submitting your costs and getting reimbursed. Also, make sure that you keep photos of the entire process as your insurance company may need that for documentation purposes. Lastly, keep in mind that your insurance company oftentimes will withhold your deductible from the first check that they issue on the claim which is typically the same check that they cut for the tree service and tarping fees.